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Get Cheap Car Insurance For 16 Year Old Finance Articles | June 30, 2011
For teenagers to get quotes, the information regarding driving details, type of vehicle and the desired coverage should be read. How much is car insurance for a 16 year old driver depends on various factors undertaken by the insurance companies to decide the insurance premium for them.


Since the teenagers have less experience behind the wheel they may expect to pay little more for coverage. Despite of the fact that they are considered as high risk drivers cheap nike air max 2019 outlet , there are many affordable insurance companies.

The chances of premium getting higher may increase if the teenagers buy an expensive vehicle with fancy alloy wheels. It is better for them to go for some less expensive and basic model because most of the companies do not cover for fancy accessories. Thus simple model will cut the rate of insurance policy significantly. The gender is also an important factor which affects your insurance rate. A boy teenager is likely to pay much more than a girl of same age will pay. This is because the insurance companies consider the female drivers as more responsible and safe driver when it comes to operating a vehicle. A good driving record is another factor affecting this premium. The customer can assure that they have undergone course programs for driving lessons for getting discounts on the insurance rates. The teenagers being considered as high risk drivers are more prone to reckless driving which is the main reason of their high premium. If the driver has no claim certificate by second year, his cost of premiums will drastically reduce. Hence safe driving is essential feature to be met for ensuring low premium.

The bill for teenagers can get lowered if they are bounded by their family coverage which will result in lowering costs for every member in the family. They can get advantage of discounts for multiple vehicles, auto, home and health policies. It is advisable for young drivers to get an older and cheaper car with liability only. Some insurance companies are even interested in the report card score. A student of B grade on report card is eligible for discounts by some insurers as the companies think that a good performer will also be more responsible about other things as well.

The hike in the insurance premium can range from a few hundred dollars to thousand dollars per year. The rates will go higher in most cases and may not even come back down till the child is removed from the policy or turns 25 years old assuming he or she has a clear driving record.


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HTC One (M8) is the best Android smartphone. The design is elegant enough to give the iPhones a complex look. The 4 megapixel camera (Ultrapixel camera) cheap nike air max 2019 free shipping , however, was a bit disappointing. HTC seems to have finally noticed that the newest One (E8) is equipped with a 13-megapixel rear-view camera (without Ultrapixel gimmick). To make it more affordable than the flagship One (M8), the Taiwanese company has abandoned the metal construction.


Design and Build:


At first glance, the front of the E8 looks similar to that of the M8. You get the iconic front speakers that really stand out. The E8 cheap nike air max 2019 sale , however, lacks the attention to detail that we usually get from HTC. On closer inspection, you can easily see lumpy surfaces where the display and housing meet. Of course, the biggest turn in E8 is the plastic body. Not that we despise plastic cheap nike air max 2019 online , but the white version is so shiny that it reminds of the plastic used in old Bajaj mixers. Therefore, it is better to opt for the black because it has a matte finish.